KEY CONTACTS
We work in unison, directly with clients providing Safe Solvency Advice

Ginette Muller
Holding degrees in Business and Law, Ginette has significant commercial advisory experience.
Previously she acted as liquidator investigating corporate wrongdoing by directors against creditors, pivoting to today where she assists directors to manage their risks and recognise when they are in, or approaching a danger zone and how to minimise harm to all stakeholders.
Ginette is a passionate advocate for companies being able to utilise Safe Harbour, Business Restructuring and as a last resort, formal administration. But directors need to understand the process before agreeing to it.
In Ginette’s approach, Safe Harbour is not only a valuable shield for company directors in times of uncertainty but also a pathway to improve corporate governance.
Ginette has been a firm supporter of Small Business Restructuring and facilitated one of the earliest cases back in 2021. The peak representative body for insolvency practitioners did not like the new process and declared it an ‘extraordinary failure’, citing unnecessary layers being added to an over-complex system. This criticism could not be further from the truth. SBR has saved many businesses and returned money to creditors who would have received nothing if the company was liquidated. Leaving control with the director is a unique and positive step for insolvency reform and was well overdue.
Expertise
Ginette is a former ASIC registered liquidator (2002-2024) and has been a regulated Accountant since 1998. She is a member of the Advisory Board for the Centre for Enterprise Governance with Bond University.
Holding degrees in Business and Law, Ginette has significant commercial advisory experience. Previously she acted as liquidator investigating corporate wrongdoing by directors against creditors pivoting to today where she assists directors to manage their risks and recognise when they are in or approaching a danger zone and how to minimize harm to all stakeholders.
Ginette is a passionate advocate for companies being able to utilise Safe Harbour, Business Restructuring and as a last resort, formal administration. In Ginette’s approach, Safe Harbour is not only a valuable shield for company directors in times of uncertainty but also a pathway to improve corporate governance.
Professional Qualifications
- Juris Doctor – USQ
- Bachelor of Business Accounting – QUT
- Graduate Diploma of Legal Practice
- Member Institute of Public Accountants
- Special Advisor to the Association of Independent Insolvency Practitioners (AIIP)
- Advisory Board Member for Bond University’s Centre for Commercial Law and Governance
- ASIC registered Liquidator 29 May 2002 to 20 March 2024
- Chartered Accountant 7 September 1998 to 30 June 2023
Restructuring Case Studies
Ginette has been a firm supporter of Small Business Restructuring and facilitated one of the earliest cases back in 2021. “Leaving control with the director is a unique and positive step for insolvency reform and was well overdue”. Here are some of our success stories.
Project Dover – Professional Services Restructure
Safe Harbour Case Studies
- ginette@gmadvisory.com.au

James Flaherty
Coming from a career in the private sector, James has extensive commercial hands-on experience. A passion for finding a better, smarter way to do things has been evident in James’ in leadership roles, in both small and large enterprises serving customers, here and overseas.
With postgraduate study and a degree in Business Accounting and coursework in Sales Management, James has a blend of skills and experience gained from training in Australia and the UK.
James has experience in consulting from sales to implementation of technology solutions across industries, as well as sales and operations roles in professional services.
James understands the risks and challenges of running a business when they go well and when they need help, applying these insights to his support of GM Advisory’s restructuring and Safe Harbour engagements.
Initially a skeptic, very publicly in podcasts and other forums, James quickly became a firm supporter of Small Business Restructuring. James’ own experience shows that a business can face hardship through unseen events or factors simply out of the capacity of the firm and its cash flow to manage unaided.
Now, James is hands-on and active in sharing knowledge to improve entrepreneurs’ outcomes. It’s high time good businesses had a less complex and less costly way to get a second chance.
Expertise
Coming from a career in the private sector, James has extensive commercial hands-on experience. A passion for finding a better, smarter way to do things has been seen in James in leadership roles in small and large enterprises serving customers here and overseas.
With postgraduate study and a degree in Business Accounting and coursework in Sales Management, James has a blend of skills and experience gained from training in Australia and the UK. James has experience in consulting from sales to implementation of technology solutions across industries, as well as sales and operations roles in professional services.
James is a Public Accountant and is a member of the IPA Divisional Advisory Council for Queensland.
James understands the risks and challenges of running a business when they go well and when they need help, applying these insights to his support of GM Advisory’s restructuring and Safe Harbour engagements.
Professional Qualifications
- Graduate Certificate of Public Accounting – UNE
- Bachelor of Business Accounting – QUT
- Managing a Sales Force – CIM UK
- Member Institute of Public Accountants
SBR Case Studies
Initially a skeptic, very publicly in podcasts and other forums, James quickly became a firm supporter of Small Business Restructuring. James’ own experience shows that a business can face hardship through unforeseen events or factors simply out of the capacity of the firm and its cash flow to manage unaided.
Now, James is hands-on and active in sharing knowledge to improve entrepreneurs’ outcomes. An example of how James and GM Advisory helped Small Business Restructuring can be found in the following case study.
Project Perth – Restructuring Overcomes Challenges and Transforms Business
Project Pushcart – How Unfair Contracts Almost Killed a Small Business
- james@gmadvisory.com.au