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Mitigating Risk with


Safe Harbour

Advisory services for company directors facing uncertainty

Small Business Restructuring

Unique offering available for small companies to reset

Pre-insolvency Advisory

Consider all options available to insolvent companies

Litigation Support

Expert advisory services for litigation when proving solvency or insolvency is an element

Risk Mitigation often entails a process of restructuring.  In our approach, it is  crucial to keep directors well-informed about the costs and benefits of any course of action recommended. We recognise that contemplating business restructuring or closure can be intimidating.

Business restructuring and risk mitigation involves making informed choices.  We will provide you the facts and make sure you know the risks and rewards of each outcome.  Our role is to represent directors, whereas other advisors may be obligated to prioritise the interests of creditors.  GM Advisory will always have your back and part of ensuring you get the best advice is stepping you through each option. 

As an introduction to restructuring you might want to commence your journey by familiarising yourself with the sometimes perplexing terminology:

Our Restructuring Terms explain some of the technical terms you’re likely to come across.

Safe Harbour

Protection given to Directors when there is a possibility of financial distress looming so as not to trigger the unnecessary appointment of an insolvency practitioner. Can give the directors the green light to continue trading.

Small Business Restructuring (SBR)

Formal or informal processes where a Company maximises its chances of continuing in existence; or if that isn’t possible, restructuring can involve solutions that are better for the company’s stakeholders than liquidation. See small business restructuring eligibility.

Director Duties and Advocacy

Not every director is across their responsibilities when it comes to the Corporations Act. An extra set of eyes is helpful, especially when dealing with insolvency practitioners who put other stakeholder interests ahead of directors.

Safe Solvency Advice

Learn the intricacies and options for business owners of:
• Small Business Restructuring • Safe Harbour • Taxation • Insolvent Trading • Liquidation • The realities, regulations and consequences • Success rates and Ginette’s positive approach, giving your business every chance of success.

Deep-dive vodcast hosted by James Flaherty, Ginette Muller and Chartered Accountant Chris Baskerville.

Play Video about Ginette Muller discusses safe solvency advice

Guidance for Directors

Ceasing Business

There are various ways to cease operations, and careful consideration is necessary depending on the underlying entity structure.

Tax Debts

Whether you need to negotiate a repayment arrangement or find a loan to repay the ATO or any creditor; understanding available alternatives and selecting the best option for you is crucial. Over extending family finances needs to be carefully considered. Knowing the tipping point matters.


Capitalisation of your company's operations is crucial. Finding finance can be difficult. Consider all options including private finance.

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